With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.
Looking at the Galaxy S26 family, you'd be hard-pressed to tell them apart from last year's phones. The camera surround is different, and the measurements of the smallest and largest phone are ever so slightly different. You probably won't be able to tell just by looking, but the S26 Ultra has regressed from titanium to aluminum, a reversion Apple also made with its latest high-end phones. This phone also retains its S Pen stylus.
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